The Cheapest Car Insurance in Maryland for 2022 – NerdWallet
The Cheapest Car Insurance in Maryland for 2022 – NerdWallet

The Cheapest Car Insurance in Maryland for 2022 – NerdWallet

Contents

car policy is an authoritative purchase, but finding brassy car insurance in Maryland international relations and security network ’ t always easy. That ’ randomness why it ’ mho crucial to compare rates from multiple insurers. The average cost of broad coverage car indemnity in Maryland is $ 2,062 per year, or about $ 172 per calendar month, according to NerdWallet ’ mho psychoanalysis. minimal coverage in Maryland is $ 945 per year on average, but we found you can likely get a cheaper policy. For exercise, Geico offers the cheapest rates in Maryland at $ 564 per year, on average, for minimal coverage car indemnity for a 35-year-old driver with a clean and jerk drive record. Why you can trust NerdWallet : Our writers and editors follow rigid column guidelines to ensure paleness and accuracy in our writing and data analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the country where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change only one variable at a time, so you can easily see how each factor affects pricing.

with Insure.com

See what you could save on car insurance

easily compare personalized rates to see how a lot switch over car insurance could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest car indemnity company overall in Maryland
Geico $ 119/month

4.5 NerdWallet ‘s ratings are determined by our editorial team. The scoring formulas take into account multiple data points for each fiscal product and service . NerdWallet rat

Cheapest for minimum coverage
Geico $ 47/month

4.5 NerdWallet ‘s ratings are determined by our editorial team. The scoring formulas take into report multiple datum points for each fiscal product and avail . NerdWallet denounce

Cheapest for young drivers
Geico $ 253/month

4.5 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple datum points for each fiscal product and service . NerdWallet rat

Cheapest for drivers with poor credit
nationally $ 119/month

4.5 NerdWallet ‘s ratings are determined by our editorial team. The scoring formulas take into report multiple datum points for each fiscal product and service . NerdWallet rating

How we chose the cheapest companies in Maryland

NerdWallet ’ s editorial team analyzed car indemnity rates from 12 car insurers in Maryland and found the five cheapest options for drivers in several old age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimal coverage, we looked at rates that reflect the minimum requirements in Maryland. For full coverage, we used the below coverage limits :

  • $ 100,000 bodily wound liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive examination coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a set of quotes to find the best cheap car policy. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. silent, some companies routinely have better indemnity rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Maryland for 20-year-olds

Drivers in Maryland with clean drive records may want to consider the follow companies, which had the lowest median rates :

  1. Geico : $ 3,039 per year, or about $ 253 per calendar month .
  2. erie : $ 3,400 per year, or about $ 283 per month .
  3. nationally : $ 3,490 per year, or about $ 291 per month .
  4. embrace : $ 3,826 per year, or about $ 319 per calendar month .
  5. state farm : $ 3,918 per year, or about $ 326 per month .

Cheapest minimum coverage car insurance in Maryland for 20-year-olds

Drivers in Maryland who want just the express minimum coverage may want to check with these companies, which had the lowest modal rates :

  1. Geico : $ 1,173 per year, or about $ 98 per month .
  2. lake erie : $ 1,370 per year, or about $ 114 per calendar month .
  3. state farm : $ 1,804 per year, or about $ 150 per calendar month .
  4. embrace : $ 2,028 per class, or about $ 169 per calendar month .
  5. Penn National : $ 2,070 per class, or about $ 172 per calendar month .

Cheapest auto insurance in Maryland for 20-year-olds with poor credit

Drivers with poor credit in Maryland should look at the following insurers with the lowest average rates for minimum coverage :

  1. Geico : $ 1,789 per class, or about $ 149 per calendar month .
  2. Maryland Auto Insurance : $ 2,212 per class, or about $ 184 per month .
  3. erie : $ 2,964 per year, or about $ 247 per month .
  4. nationally : $ 3,140 per class, or about $ 262 per calendar month .
  5. embrace : $ 3,194 per year, or about $ 266 per calendar month .

Cheapest auto insurance in Maryland for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Maryland, here are the companies with the lowest average rates for minimum coverage :

  1. Geico : $ 1,458 per year, or about $ 122 per month .
  2. lake erie : $ 1,859 per year, or about $ 155 per calendar month .
  3. nationally : $ 2,625 per year, or about $ 219 per month .
  4. state farm : $ 2,652 per year, or about $ 221 per month .
  5. progressive : $ 2,779 per year, or about $ 232 per month .

Cheapest auto insurance in Maryland for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

  1. Geico : $ 1,305 per year, or about $ 109 per calendar month .
  2. erie : $ 1,582 per year, or about $ 132 per calendar month .
  3. embrace : $ 2,039 per year, or about $ 170 per month .
  4. progressive : $ 2,727 per class, or about $ 227 per calendar month .
  5. Maryland Auto Insurance : $ 2,957 per class, or about $ 246 per calendar month .

See what you could save on car insurance

well compare personalized rates to see how much trade car policy could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s. inactive, factors like a person ’ mho drive phonograph record and car cook and model can increase prices. Drivers in their 30s can get lower rates by shopping about and taking advantage of any car insurance discounts.

Cheapest full coverage car insurance in Maryland for 30-year-olds

Drivers in Maryland with clean driving records may get the lowest rates from these companies :

  1. countrywide : $ 1,439 per class, or about $ 120 per calendar month .
  2. Geico : $ 1,467 per year, or about $ 122 per calendar month .
  3. erie : $ 1,639 per year, or about $ 137 per month .
  4. Penn National : $ 1,654 per year, or about $ 138 per calendar month .
  5. country farm : $ 1,862 per year, or about $ 155 per month .

Cheapest minimum coverage car insurance in Maryland for 30-year-olds

Drivers in Maryland who want their country ‘s minimal coverage can check with the following companies, which had the lowest average rates :

  1. Geico : $ 574 per year, or about $ 48 per month .
  2. erie : $ 669 per year, or about $ 56 per calendar month .
  3. Donegal : $ 743 per year, or about $ 62 per calendar month .
  4. nationally : $ 814 per class, or about $ 68 per calendar month .
  5. state farm : $ 873 per year, or about $ 73 per calendar month .

Cheapest auto insurance in Maryland for 30-year-olds with poor credit

Drivers with hapless credit in Maryland should consider the following companies with the lowest average rates for full coverage :

  1. nationally : $ 1,947 per class, or about $ 162 per calendar month .
  2. Geico : $ 2,299 per year, or about $ 192 per month .
  3. embrace : $ 2,952 per year, or about $ 246 per calendar month .
  4. progressive : $ 3,013 per year, or about $ 251 per calendar month .
  5. Penn National : $ 3,226 per year, or about $ 269 per calendar month .

Cheapest auto insurance in Maryland for 30-year-old drivers with one at-fault crash

For drivers in Maryland with a recent accident, here are the lowest modal rate options for wax coverage :

  1. Geico : $ 2,066 per class, or about $ 172 per calendar month .
  2. lake erie : $ 2,177 per year, or about $ 181 per calendar month .
  3. countrywide : $ 2,577 per year, or about $ 215 per month .
  4. Donegal : $ 2,718 per class, or about $ 226 per calendar month .
  5. state farm : $ 2,734 per year, or about $ 228 per calendar month .

Cheapest auto insurance in Maryland for 30-year-old drivers after a DUI

For the cheapest car indemnity after a DUI, we found the comply options for wide coverage .

  1. Geico : $ 1,606 per year, or about $ 134 per calendar month .
  2. lake erie : $ 1,673 per year, or about $ 139 per calendar month.
  3. embrace : $ 1,919 per year, or about $ 160 per month .
  4. progressive : $ 2,507 per year, or about $ 209 per month .
  5. nationally : $ 3,220 per year, or about $ 268 per month .

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups. Shopping around for brassy car policy quotes with multiple insurers is the best way to find lower rates. commodity drivers who don ’ metric ton experience behind the wheel often might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Maryland for 40-year-olds

Drivers in Maryland with clean force records may want to think about the follow companies, which had the lowest average rates :

  1. Geico : $ 1,382 per year, or about $ 115 per month .
  2. countrywide : $ 1,410 per year, or about $ 118 per month .
  3. erie : $ 1,539 per year, or about $ 128 per calendar month .
  4. Penn National : $ 1,569 per year, or about $ 131 per month .
  5. state grow : $ 1,836 per year, or about $ 153 per calendar month .

Cheapest minimum coverage car insurance in Maryland for 40-year-olds

Drivers in Maryland who want good the minimum coverage may want to check prices from these companies, which had the lowest average rates :

  1. Geico : $ 559 per class, or about $ 47 per calendar month .
  2. erie : $ 631 per year, or about $ 53 per calendar month .
  3. Donegal : $ 743 per year, or about $ 62 per calendar month .
  4. nationally : $ 801 per year, or about $ 67 per month .
  5. state farm : $ 871 per year, or about $ 73 per calendar month .

Cheapest auto insurance in Maryland for 40-year-olds with poor credit

Drivers with poor credit in Maryland can check out the following insurers with the lowest average rates for wax coverage :

  1. nationally : $ 1,906 per class, or about $ 159 per calendar month .
  2. Geico : $ 2,169 per year, or about $ 181 per calendar month .
  3. progressive : $ 2,768 per year, or about $ 231 per month .
  4. embrace : $ 2,952 per year, or about $ 246 per month .
  5. Penn National : $ 3,055 per class, or about $ 255 per calendar month .

Cheapest auto insurance in Maryland for 40-year-old drivers with one at-fault crash

For drivers with a recent accident be in Maryland, here are the companies with the lowest average rates for full coverage :

  1. Geico : $ 1,954 per year, or about $ 163 per calendar month .
  2. erie : $ 2,045 per year, or about $ 170 per month .
  3. nationally : $ 2,535 per year, or about $ 211 per month .
  4. submit farm : $ 2,677 per year, or about $ 223 per month .
  5. progressive : $ 2,702 per year, or about $ 225 per month .

Cheapest auto insurance in Maryland for 40-year-old drivers after a DUI

The cheapest entire coverage car insurance we found for drivers with a DUI came from the following companies .

  1. Geico : $ 1,514 per class, or about $ 126 per month .
  2. erie : $ 1,569 per year, or about $ 131 per month .
  3. embrace : $ 1,919 per year, or about $ 160 per month .
  4. progressive : $ 2,332 per year, or about $ 194 per calendar month .
  5. countrywide : $ 3,178 per year, or about $ 265 per calendar month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive feel. Rates can inactive vary depending on other factors such as a driver ’ mho gender and placement, so it ’ sulfur bright to shop around to find the best rate. Our list of cheap car insurance companies is a estimable target to start.

Cheapest full coverage car insurance in Maryland for 50-year-olds

Drivers in Maryland with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. Geico : $ 1,264 per year, or about $ 105 per month .
  2. countrywide : $ 1,322 per year, or about $ 110 per calendar month .
  3. Penn National : $ 1,431 per year, or about $ 119 per calendar month .
  4. erie : $ 1,493 per class, or about $ 124 per month .
  5. progressive : $ 1,683 per year, or about $ 140 per month .

Cheapest minimum coverage car insurance in Maryland for 50-year-olds

Drivers in Maryland who opt for the state of matter minimum coverage may want to consider the follow companies, with the lowest average rates :

  1. Geico : $ 514 per year, or about $ 43 per calendar month .
  2. erie : $ 613 per year, or about $ 51 per calendar month .
  3. Donegal : $ 650 per year, or about $ 54 per month .
  4. nationally : $ 761 per year, or about $ 63 per month .
  5. express grow : $ 862 per year, or about $ 72 per month .

Cheapest auto insurance in Maryland for 50-year-olds with poor credit

Drivers with hapless recognition in Maryland can check with the following companies, which showed the lowest average rates for full coverage :

  1. nationally : $ 1,781 per year, or about $ 148 per month .
  2. Geico : $ 1,986 per class, or about $ 166 per month .
  3. progressive : $ 2,517 per year, or about $ 210 per calendar month .
  4. embrace : $ 2,727 per class, or about $ 227 per calendar month .
  5. Penn National : $ 2,775 per class, or about $ 231 per month .

Cheapest auto insurance in Maryland for 50-year-old drivers with one at-fault crash

For drivers living in Maryland with a recent accident, here are the insurers with the lowest modal full coverage rates :

  1. Geico : $ 1,813 per year, or about $ 151 per calendar month .
  2. erie : $ 1,984 per class, or about $ 165 per month .
  3. nationally : $ 2,405 per class, or about $ 200 per month .
  4. Donegal : $ 2,458 per year, or about $ 205 per calendar month .
  5. progressive : $ 2,571 per class, or about $ 214 per calendar month .

Cheapest auto insurance in Maryland for 50-year-old drivers after a DUI

The cheapest car policy we found for drivers with a late DUI comes from the following companies, listed with rates for fully coverage .

  1. Geico : $ 1,384 per year, or about $ 115 per calendar month .
  2. erie : $ 1,521 per year, or about $ 127 per month .
  3. embrace : $ 1,779 per year, or about $ 148 per calendar month .
  4. progressive : $ 2,198 per year, or about $ 183 per calendar month .
  5. countrywide : $ 3,048 per class, or about $ 254 per calendar month .

See what you could save on car insurance

well compare personalized rates to see how much trade car indemnity could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper cable car policy rates than many other long time groups on average, prices will start increasing as they get older. To find bum car policy for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this historic period group should besides take advantage of any available discounts for senior citizens.

Cheapest full coverage car insurance in Maryland for 60-year-olds

Drivers in Maryland with blank drive records may want to think about getting quotes from these companies, which had the lowest median rates :

  1. countrywide : $ 1,220 per class, or about $ 102 per calendar month .
  2. Geico : $ 1,325 per year, or about $ 110 per month .
  3. Penn National : $ 1,433 per year, or about $ 119 per month .
  4. erie : $ 1,539 per year, or about $ 128 per month .
  5. progressive : $ 1,612 per year, or about $ 134 per calendar month .

Cheapest minimum coverage car insurance in Maryland for 60-year-olds

Drivers in Maryland who want just the state minimum coverage may want to check with these insurers, which had the lowest average rates :

  1. Geico : $ 550 per year, or about $ 46 per calendar month .
  2. erie : $ 631 per year, or about $ 53 per calendar month .
  3. Donegal : $ 650 per year, or about $ 54 per month .
  4. nationally : $ 703 per year, or about $ 59 per month .
  5. MetLife : $ 819 per class, or about $ 68 per calendar month .

Cheapest auto insurance in Maryland for 60-year-olds with poor credit

Drivers with poor credit in Maryland can look at the following companies with the lowest average rates for full moon coverage :

  1. countrywide : $ 1,636 per year, or about $ 136 per month .
  2. Geico : $ 2,075 per year, or about $ 173 per calendar month .
  3. progressive : $ 2,405 per year, or about $ 200 per calendar month .
  4. embrace : $ 2,614 per year, or about $ 218 per calendar month .
  5. Penn National : $ 2,779 per year, or about $ 232 per month .

Cheapest auto insurance in Maryland for 60-year-old drivers with one at-fault crash

For drivers with a late accident living in Maryland, here are the companies with the lowest average rates for full coverage :

  1. Geico : $ 1,897 per class, or about $ 158 per calendar month .
  2. erie : $ 2,064 per year, or about $ 172 per calendar month .
  3. nationally : $ 2,258 per class, or about $ 188 per calendar month .
  4. Donegal : $ 2,458 per class, or about $ 205 per calendar month .
  5. progressive : $ 2,492 per class, or about $ 208 per calendar month .

Cheapest auto insurance in Maryland for 60-year-old drivers after a DUI

The cheapest car indemnity we found after a DUI came from the following companies, shown with their modal rates for full moon coverage .

  1. Geico : $ 1,450 per year, or about $ 121 per calendar month .
  2. lake erie : $ 1,568 per year, or about $ 131 per month .
  3. embrace : $ 1,707 per class, or about $ 142 per month .
  4. progressive : $ 2,127 per year, or about $ 177 per month .
  5. nationally : $ 2,902 per class, or about $ 242 per calendar month .

Cheapest car insurance for military families

If you ‘re an active penis of the military or a veteran — or have an immediate family member who is — chances are you ‘ll get a relatively cheap rate with USAA, a company that is n’t available to the general public. Because of that limitation, USAA is n’t ranked with the others, but it was among the cheapest five car indemnity options for 43 of the 48 driver profiles we examined.

Minimum auto insurance limits required in Maryland

Maryland car policy policies must include indebtedness indemnity. This pays for other people ’ mho injuries or property price, improving to your chosen limit, when you cause an accident. The minimum car indemnity coverage levels you must purchase in Maryland are :

  • $ 30,000 bodily injury liability per person .
  • $ 60,000 bodily injury liability per accident .
  • $ 15,000 property damage liability per accident .
  • $ 30,000 uninsured/underinsured motorist coverage per person .
  • $ 60,000 uninsured/underinsured motorist coverage per accident .
  • $ 15,000 uninsured/underinsured property wrong coverage per accident .

indebtedness car policy covers the cost of any price, injuries or deaths you cause in a cable car accident, up to your policy ’ second predefined limits. Uninsured motorist coverage will cover expenses from injuries or damage after an accident with a driver who doesn ’ t have car insurance. Underinsured motorist coverage will cover the lapp expenses if you ’ re hit by a driver with some car indemnity, but not enough to cover all costs from the crash. It ’ mho much smart to buy more than the legal minimum to ensure you don ’ t have to pay out of pouch in font of a dangerous crash. You may besides want to consider optional coverages such as collision and comprehensive examination indemnity. Check out NerdWallet ’ s lead to state car policy requirements for more detail on the diverse parts of a Maryland car policy.

Alternative car insurance in Maryland

Drivers who have been denied coverage by at least two car indemnity companies could qualify for a policy through the Maryland Auto Insurance Fund. The arrangement was created to help drivers who can ’ metric ton get standard indemnity because of a check accident history, poor credit fink or other factors. For more help finding Maryland car insurance at the most competitive price, try NerdWallet ’ s car indemnity comparison creature .

source : https://aricantisp.com
Category : Accessories
READ MORE  A Brand New Tattoo – The Dos and Don’ts of Tattoo Aftercare

Leave a Reply

Your email address will not be published.