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Cheap car insurance quotes for Ohio drivers with prior incidents
Drivers with incidents on their record — such as an at-fault accident or a DUI ( driving under the influence ) citation — give higher policy rates because indemnity companies believe these drivers are more likely to make future claims. Your credit score besides factors into your risk visibility in most states, flush though it has nothing to do with your ability to drive safely .
Find Cheap Auto Insurance Quotes in Ohio
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Cheapest car insurance after a speeding ticket: State Farm
If you are an Ohio driver with a speeding ticket on your record, we recommend State Farm for full coverage insurance. Its annual rate is $ 859 — more than $ 700 cheaper than the submit average .
Speeding tickets raise the average price of car indemnity in Ohio from $ 1,378 to $ 1,574, an increase of approximately 14 % .
Company |
Annual rate |
Monthly rate |
---|---|---|
State Farm | $859 | $72 |
Geico | $1,168 | $97 |
Erie | $1,384 | $115 |
Westfield | $1,420 | $118 |
Nationwide | $1,684 | $140 |
Grange | $1,814 | $151 |
Progressive | $1,949 | $162 |
Allstate | $2,316 | $193 |
Cheapest car insurance quotes after an accident: State Farm
State Farm besides offers the cheapest car policy quotes for drivers in Ohio with an at-fault accident on their drive record. At $ 932 per year for a full coverage policy, its pace is 52 % less than the department of state average and over $ 600 cheaper than the next-best option, Westfield. Allstate rates average $ 3,003, more than triple the cost of a policy with State Farm .
Company Read more: Bluetooth Aux Adapters |
Annual rate |
Monthly rate |
---|---|---|
State Farm | $932 | $78 |
Westfield | $1,543 | $129 |
Geico | $1,718 | $143 |
Erie | $1,719 | $143 |
Nationwide | $2,025 | $169 |
Progressive | $2,297 | $191 |
Grange | $2,412 | $201 |
Allstate | $3,003 | $250 |
barely one accident on your drive record can result in well more expensive cable car indemnity rates. In Ohio, rates increase by 42 % after a single accident — $ 579 per year on average .
Cheapest Ohio car insurance after a DUI: Progressive
Progressive has the cheapest car policy rates for Ohio drivers who have a DUI citation on their commemorate. The company raises rates by 13 % after a DUI at $ 1,753 per year for a full coverage policy. In comparison, we found that insurers in Ohio increase rates by 66 % after a DUI, on modal .
Company |
Annual rate |
Monthly rate |
---|---|---|
Progressive | $1,753 | $146 |
State Farm | $1,792 | $149 |
Geico | $1,984 | $165 |
Erie | $2,054 | $171 |
Grange | $2,307 | $192 |
Allstate | $2,570 | $214 |
Nationwide | $2,610 | $218 |
Westfield | $3,266 | $272 |
Cheapest car insurance for drivers with poor credit: Geico
Drivers with regretful accredit should consider Geico for low-cost car insurance in Ohio. The average rate from Geico is $ 1,257 per year for a full coverage policy, which is $ 281 lower than the rate from next-cheapest insurance company, State Farm, and $ 819 lower than the express average .
Company |
Annual rate Read more: Features of a Wireless Ethernet Adapter |
Monthly rate |
---|---|---|
Geico | $1,257 | $105 |
State Farm | $1,538 | $128 |
Nationwide | $1,686 | $140 |
Westfield | $1,927 | $161 |
Grange | $2,143 | $179 |
Progressive | $2,373 | $198 |
Allstate | $2,659 | $222 |
Erie | $3,023 | $252 |
Your credit score does not affect your driving ability, but it does affect your car policy rates in Ohio. Statistics show that drivers with poor credit rating are more likely to make an policy claim, making them a higher hazard for insurers. Full coverage car indemnity rates in Ohio average $ 2,076 per class for drivers with hapless recognition, which is $ 698 more expensive than indemnity for drivers with average credit scores .