Cheapest Car Insurance in Kansas 2022 – WalletHub | Cheap Insurance in Kansas, Cheap Auto Insurance Kansas, Cheap Car Insurance KS
Cheapest Car Insurance in Kansas 2022 – WalletHub | Cheap Insurance in Kansas, Cheap Auto Insurance Kansas, Cheap Car Insurance KS

Cheapest Car Insurance in Kansas 2022 – WalletHub | Cheap Insurance in Kansas, Cheap Auto Insurance Kansas, Cheap Car Insurance KS

Cheapest Car Insurance in Kansas for Good Drivers


Geico : $ 22 per calendar month

car Owners : $ 29 per calendar month

state farm : $ 34 per month


Travelers : $ 37 per month

progressive : $ 40 per calendar month

Geico has the cheapest car insurance for most good drivers in Kansas. Drivers who have never had an accident or received a citation are considered good drivers by insurers and pay less for insurance than drivers with bad records. In addition to low rates, good drivers can often qualify for additional
 

Cheapest Car Insurance in Kansas for Full Coverage 


Geico : $ 104 per month

express farm : $ 107 per calendar month

countrywide : $ 111 per calendar month

car Owners : $ 120 per month

Travelers : $ 124 per calendar month

Full coverage refers to a policy that goes beyond the
 

Cheapest Car Insurance in Kansas After a Ticket 


Geico : $ 27 per month

state farm : $ 38 per calendar month

Travelers : $ 46 per month

progressive : $ 52 per month

countrywide : $ 53 per month

After a
 

Cheapest Car Insurance in Kansas For Drivers with One At-Fault Accident 

One at-fault accident will usually affect your insurance negatively for 3-5 years as insurers will consider you
 

Cheapest Car Insurance in Kansas for Drivers with Poor Credit 


Geico : $ 32 per month

Safeco : $ 48 per month

car Owners : $ 56 per month


countrywide : $ 61 per calendar month

Travelers : $ 63 per month

A low credit score often flags drivers as higher risk, so insurers will usually charge them more for coverage. However, since insurers use different formulas to calculate premiums, poor credit might affect your rates more with one company than another. Because each insurance company treats credit differently, it pays to compare quotes.
 

Cheapest Car Insurance in Kansas for Young Drivers 

Cheapest Car Insurance in Kansas for Older Drivers 


Geico : $ 23 per month

car Owners : $ 30 per month

department of state farm : $ 32 per calendar month

Travelers : $ 36 per month

progressive : $ 38 per calendar month

Best Cities for Cheap Car Insurance in Kansas

City Premium Percent Increase
Salina $754 0.0%
Manhattan $754 0.0%
Hays $762 1.0%
Junction City $772 2.3%
Emporia $772 2.3%
Ottawa $785 4.1%
Great Bend $789 4.6%
Pittsburg $819 8.6%
Hutchinson $827 9.6%
Dodge City $830 10.1%
Newton $832 10.3%
Lawrence $837 11.0%
Liberal $837 11.1%
Garden City $838 11.1%
Arkansas City $851 12.8%
Winfield $855 13.4%
El Dorado $883 17.1%
Gardner $895 18.7%
Leavenworth $898 19.1%
Topeka $903 19.7%
Olathe $917 21.6%
Lenexa $938 24.5%
Leawood $939 24.5%
Overland Park $948 25.7%
Derby $952 26.2%
Shawnee $964 27.8%
Mission $988 31.0%
Prairie Village $990 31.3%
Wichita $1,017 34.9%
Kansas City $1,071 42.1%

 

Factors That Affect Car Insurance Premiums in Kansas

Geico has the cheapest car indemnity for most good drivers in Kansas. Drivers who have never had an accident or received a citation are considered good drivers by insurers and pay less for insurance than drivers with bad records. In addition to low rates, good drivers can frequently qualify for extra discounts from their insurance company.Full coverage refers to a policy that goes beyond the minimum state requirements. Because wide coverage protects you in more situations, it costs more than the minimum requirements.After a accelerate ticket, most drivers will see their insurance rates go up for 3-5 years. It ’ second important to keep in mind that each insurance company calculates rates differently, so you should constantly get multiple quotes in club to make surely that you get the best deal.One at-fault accident will normally affect your insurance negatively for 3-5 years as insurers will consider you bad. Because of your higher rates, it is flush more authoritative to comparison shop.A low citation score often flags drivers as higher hazard, so insurers will normally charge them more for coverage. however, since insurers use different formulas to calculate premiums, poor accredit might affect your rates more with one company than another. Because each indemnity caller treats accredit differently, it pays to compare quotes.Since young drivers have less experience behind the bicycle, insurers tend to charge them higher rates than more ripen drivers. On average, most drivers will see their rates drop as they get older with a considerable decrease once they turn 25 years old.Although mature drivers pay less for car insurance than teens, older drivers start to see their rates go up as they enter their elder years. Comparing cable car indemnity rates can save older drivers hundreds of dollars a year.The table above reflects the average annual cost of car insurance in Kansas ’ s largest cities and towns.

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Recap: Cheapest Auto Insurance Companies in Kansas

The cheapest car insurance company in Kansas is

For your convenience, we’ve summarized the cheapest companies overall below.
 

Cheapest Car Insurance in Kansas

  • Geico: $37 per month
  • USAA: $53 per month
  • State Farm: $53 per month
  • Travelers: $54 per month
  • Auto Owners: $56 per month  

6 Tips for How to Get Cheap Car Insurance in Kansas

 

1. Compare quotes from both national and regional insurers

Don’t forget to include local insurance companies in your search for cheap car insurance. In Kansas, regional insurers like Shelter, Auto-Owners Insurance, and Farm Bureau Mutual might have lower rates than national companies like Allstate, Geico, and Travelers.
 

2. Search for discounts

Top car insurance companies in Kansas have a variety of discounts, so almost anyone can find ways to save. You may be able to get a

3. Know the factors affecting insurance in Kansas

Everyone knows that your driving habits and
 

4. Choose coverage that is right for you

You need

5. Live in less expensive zip codes

Car insurance prices can vary a lot based on zip code in Kansas. On average, drivers in the

6. Maintain coverage

You’ll see higher rates if you let your insurance lapse, even
 

Video: Cheap Auto Insurance in KS

 

The cheapest car insurance caller in Kansas is Geico, which charges an average of $ 37 per month for state-minimum coverage. In addition to being the cheapest car insurance company for Kansans overall, it is the cheapest choice for a number of specific categories, such as full coverage and insurance for good drivers.For your convenience, we ’ ve summarized the cheapest companies overall below.Don ’ metric ton forget to include local insurance companies in your search for bum car indemnity. In Kansas, regional insurers like Shelter, Auto-Owners Insurance, and Farm Bureau Mutual might have lower rates than home companies like Allstate, Geico, and Travelers.Top car insurance companies in Kansas have a assortment of discounts, so about anyone can find ways to save. You may be able to get a discount rate if you ’ re a scholar, veteran, good driver, homeowner, uncoerced to go paperless, and more.Everyone knows that your driving habits and claims history affect how much you pay for cable car insurance. But in Kansas, companies can besides consider your senesce, gender, credit history, marital status, and more when setting premiums. The car you drive, your annual mileage, and even some factors beyond your command all impact the price of insurance.You need liability policy to pay for the early driver ’ south damages if you ’ re at blame in an accident in Kansas. Collision and comprehensive coverage, on the early hand, are optional and may be unnecessary if you own an older car. Usage-based policy might be a better burst than a criterion policy for low-mileage drivers, and going with a higher deductible or lower coverage limits costs less, besides. Don ’ deoxythymidine monophosphate skimp on the coverage you need, but do make inform choices. That way, you won ’ t end up paying for more car policy than you need.Car policy prices can vary a lot based on slide fastener code in Kansas. On average, drivers in the most expensive parts of Kansas spend over $ 500 more per year on car indemnity than those living in the least expensive areas.You ’ ll see higher rates if you let your indemnity lapse, even if you don ’ t own a cable car. Kansas drivers who don ’ thyroxine maintain continuous coverage pay an average of 6 % more than those with five or more years of insurance history .

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Methodology for Selecting the Cheapest Auto Insurance in KS

 

In the table below, you can see all of the profile characteristics that were used in WalletHub’s analysis, in addition to the specific subset of characteristics that make up our Good Driver profile.

Category All Profile Characteristics Good Driver Profile
Gender Male, Female Male
Age 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 35, 45, 55, 65 45
Marital Status Single, Married Single
Teenage Driver Included on Policy No, Yes No
Driving Record Clean, One Speeding Ticket, One At-Fault Accident, One DUI, Suspended License, Open Container, Red Light Infraction, Reckless Driving, One Not At-Fault Accident Clean
Miles Driven Per Year 7,500 Miles, 15,000 Miles, 20,000 Miles 15,000 Miles
Coverage Level Minimum, Standard, Full Minimum
Discounts None, Multi-Policy, Homeowner, Student None
Credit Level Poor, Good Good
Filings None, SR22, FR44 None
Car Sedan, Minivan, SUV, Coupe, Truck Sedan

WalletHub ’ s analysis of bum car indemnity companies in Kansas is based on data from the Kansas DMV and Quadrant Information Services. in concert with that data, WalletHub used the characteristics listed below to create 40 different driver profiles designed to identify the cheapest car policy companies for Kansas drivers in a collection of key categories. For each profile, WalletHub compared quotes among top Kansas car policy companies by averaging premiums from 35 zip code codes that represent at least 20 % of Kansas ‘s population. Military-specific companies like USAA were only considered for the military-specific class, due to their eligibility restrictions. In some cases, they may still be the best choice overall for eligible drivers.In the table below, you can see all of the profile characteristics that were used in WalletHub ’ mho analysis, in addition to the specific subset of characteristics that make up our good Driver visibility .

  • Minimum Coverage: Coverage requirements of $25,000 in bodily injury liability per person, $50,000 in bodily injury liability per accident, and $25,000 in property damage liability, as well as $25,000 in uninsured/underinsured motorist coverage per person, $50,000 in uninsured/underinsured motorist coverage per accident, personal injury protection including $4,500 in medical expenses, up to $900 per month for a year for disability or loss of income, $25 per day for in-home services, $2,000 for funeral burial or cremation costs, and $4,500 for rehabilitation and survivors benefits including up to $900 per month for a year for disability or loss of income and $25 per day for in-home services, as required by Kansas’s minimum coverage requirements.
  • Standard Coverage: Coverage levels of 50k/100k/25k of liability coverage, 50k/100k/25k of uninsured motorist coverage, personal injury protection including $4,500 in medical expenses, up to $900 per month for a year for disability or loss of income, $25 per day for in-home services, $2,000 for funeral burial or cremation costs, and $4,500 for rehabilitation and survivors benefits including up to $900 per month for a year for disability or loss of income and $25 per day for in-home services.
  • Full Coverage: Coverage levels of 100k/300k/50k of liability coverage, 100k/300k/50k of uninsured motorist coverage, collision and comprehensive coverage with a $500 deductible, personal injury protection including $4,500 in medical expenses, up to $900 per month for a year for disability or loss of income, $25 per day for in-home services, $2,000 for funeral burial or cremation costs, and $4,500 for rehabilitation and survivors benefits including up to $900 per month for a year for disability or loss of income and $25 per day for in-home services.
  • Sedan: 2018 Toyota Camry.
  • Minivan: 2018 Dodge Grand Caravan.
  • SUV: 2018 Toyota RAV4.
  • Coupe: 2018 Ford Mustang.
  • Truck: 2018 Ford F-150.

Where driver profiles are not specified, WalletHub averaged Kansas insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. Individual rates will be different.
Below are extra details regarding the terminology and specific characteristics of the variables in the above board : Where driver profiles are not specified, WalletHub averaged Kansas indemnity quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative alone. individual rates will be different .

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