Cheapest Car Insurance in Massachusetts 2022 – WalletHub | Cheapest Car Insurance Massachusetts, Cheap Car Insurance MA, Cheapest Auto Insurance Massachusetts
Cheapest Car Insurance in Massachusetts 2022 – WalletHub | Cheapest Car Insurance Massachusetts, Cheap Car Insurance MA, Cheapest Auto Insurance Massachusetts

Cheapest Car Insurance in Massachusetts 2022 – WalletHub | Cheapest Car Insurance Massachusetts, Cheap Car Insurance MA, Cheapest Auto Insurance Massachusetts

Cheapest Car Insurance in Massachusetts for Good Drivers

Chubb has the cheapest car insurance for most good drivers in Massachusetts. Drivers who have never had an accident or received a citation are considered good drivers by insurers and pay less for insurance than drivers with bad records. In addition to low rates, good drivers can often qualify for additional
 

Cheapest Car Insurance in Massachusetts for Full Coverage 

Full coverage refers to a policy that goes beyond the
 

Cheapest Car Insurance in Massachusetts After a Ticket 

After a
 

Cheapest Car Insurance in Massachusetts For Drivers with One At-Fault Accident 

chubb insurance logo
Chubb : $ 47 per calendar month
plymouth rock assurance casualty company logo
Plymouth Rock : $ 59 per calendar month
arbella insurance logo
Arbella : $ 65 per month

geico logo
Geico : $ 67 per month
hanover insurance logo
hannover : $ 68 per calendar month

One at-fault accident will usually affect your insurance negatively for 3-5 years as insurers will consider you
 

Cheapest Car Insurance in Massachusetts for Young Drivers 

chubb insurance logo
Chubb : $ 63 per month
plymouth rock assurance casualty company logo
Plymouth Rock : $ 79 per month
geico logo
Geico : $ 86 per month
hanover insurance logo
hannover : $ 98 per calendar month
preferred mutual insurance company logo
Preferred reciprocal : $ 99 per month

Cheapest Car Insurance in Massachusetts for Older Drivers 

chubb insurance logo
Chubb $ 22 per calendar month
hanover insurance logo
hannover : $ 31 per calendar month
preferred mutual insurance company logo
Preferred reciprocal : $ 33 per calendar month
plymouth rock assurance casualty company logo
Plymouth Rock : $ 34 per month

geico logo
Geico : $ 36 per month

Best Cities for Cheap Car Insurance in Massachusetts

City Premium Percent Increase
Pittsfield $604 0.0%
Arlington $673 11.5%
Attleboro $686 13.5%
Plymouth $727 20.3%
Waltham $732 21.2%
Haverhill $758 25.4%
Brookline $767 26.9%
Framingham $787 30.4%
Cambridge $791 30.9%
Chicopee $810 34.1%
Taunton $820 35.7%
Methuen $821 35.9%
Peabody $825 36.5%
Somerville $847 40.2%
Brighton $858 42.1%
Medford $858 42.1%
Quincy $877 45.3%
Lowell $888 47.1%
Worcester $921 52.5%
New Bedford $931 54.1%
Fall River $940 55.7%
Boston $951 57.5%
Lawrence $956 58.2%
Malden $1,030 70.5%
Springfield $1,064 76.2%
Lynn $1,089 80.3%
Revere $1,120 85.4%
Brockton $1,199 98.5%
Dorchester Center $1,214 101.0%
Dorchester $1,227 103.1%

Chubb has the cheapest cable car indemnity for most good drivers in Massachusetts. Drivers who have never had an accident or received a citation are considered well drivers by insurers and pay less for indemnity than drivers with bad records. In summation to humble rates, good drivers can frequently qualify for extra discounts from their policy company.Full coverage refers to a policy that goes beyond the minimal state requirements. Because full coverage protects you in more situations, it costs more than the minimum requirements.After a rush slate, most drivers will see their policy rates go up for 3-5 years. It ’ s important to keep in judgment that each insurance caller calculates rates differently, so you should always get multiple quotes in order to make certain that you get the best deal.One at-fault accident will normally affect your policy negatively for 3-5 years as insurers will consider you bad. Because of your higher rates, it is even more important to comparison shop.Since unseasoned drivers have less experience behind the bicycle, insurers tend to charge them higher rates than more mature drivers. On average, most drivers will see their rates drop as they get older with a considerable decrease once they turn 25 years old.Although mature drivers pay less for car indemnity than teens, older drivers start to see their rates go up as they enter their senior years. Comparing car policy rates can save older drivers hundreds of dollars a year.The mesa above reflects the median annual price of car indemnity in Massachusetts ’ south largest cities and towns .

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Factors That Affect Car Insurance Premiums in Massachusetts

2020 cheap car insurance massachusetts

Recap: Cheapest Auto Insurance Companies in Massachusetts

The cheapest car insurance company in Massachusetts is

For your convenience, we’ve summarized the cheapest companies overall below.
 

Cheapest Car Insurance in Massachusetts

The cheapest car policy company in Massachusetts is Chubb, which charges an average of $ 41 per calendar month for state-minimum coverage. In addition to being the cheapest car insurance company for Massachusettsans overall, it is the cheapest choice for a number of specific categories, such as good drivers and drivers with speeding tickets.For your convenience, we ’ ve summarized the cheapest companies overall below .

7 Tips for How to Get Cheap Car Insurance in Massachusetts

 

1. Compare quotes from both national and regional insurers

Don’t forget to include local insurance companies in your search for cheap car insurance. In Massachusetts, regional insurers like Amica Mutual and The Hanover might have lower rates than national companies like Geico, Progressive, and Allstate, in addition to comparable customer satisfaction ratings.
 

2. Know the factors affecting insurance in Massachusetts

Everyone knows that your driving habits and
 

3. Choose the coverage that is right for you

You need
 

4. Search for discounts

Top car insurance companies in Massachusetts have a variety of discounts, so almost anyone can find ways to save. You may be able to get a
 

5. Stay in less expensive zip codes

Car insurance prices can vary a lot based on zip code in Massachusetts. On average, drivers in the
 

6. Try usage-based insurance

Low-mileage, non-aggressive drivers usually save the most with
 

7. Maintain coverage

You’ll see higher rates if you let your insurance lapse, even
 

Video: Cheap Auto Insurance in MA

 

Don ’ t forget to include local anesthetic indemnity companies in your search for cheap car policy. In Massachusetts, regional insurers like Amica Mutual and The Hanover might have lower rates than national companies like Geico, Progressive, and Allstate, in addition to comparable customer satisfaction ratings.Everyone knows that your driving habits and claims history affect how much you pay for car insurance. But in Massachusetts, companies can besides consider your driving experience and zip code code when setting premiums. The car you drive, your annual mileage, and even some factors beyond your master all impact the price of insurance.You need liability policy to pay for the other driver ’ s damages if you ’ re at mistake in an accident in Massachusetts. Collision and comprehensive coverage, on the other hand, are optional and may be unnecessary if you own an older car. Going with a higher deductible or lower coverage limits costs less, besides. Don ’ t scrimp on the coverage you need, but do make inform choices. That way, you won ’ t end up paying for more car indemnity than you need.Top car indemnity companies in Massachusetts have a variety of discounts, then about anyone can find ways to save. You may be able to get a discount if you ’ re a scholar, veteran, good driver, homeowner, uncoerced to go paperless, and more.Car insurance prices can vary a set based on energy code in Massachusetts. On average, drivers in the most expensive parts of Massachusetts spend over $ 1,700 more per year on full coverage cable car indemnity than those living in the least expensive areas.Low-mileage, non-aggressive drivers normally save the most with usage-based policy, and drivers in Massachusetts average less than 9,500 miles per year—below the national average. If you ’ rhenium will to have your actual drive monitored using your smartphone or an electronic device attached to your cable car, you could potentially save a lot—as a lot as 50 %, in some cases. Drivers in Massachusetts average less than 9,500 miles per year, which is less than the national average.You ’ ll examine higher rates if you let your indemnity lapse, even if you don ’ thyroxine own a car. Massachusetts drivers who don ’ triiodothyronine maintain continuous policy coverage pay an average of 27 % more per class than those with at least five straight years of insurance history .

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Methodology for Selecting the Cheapest Auto Insurance in MA

 

In the table below, you can see all of the profile characteristics that were used in WalletHub’s analysis, in addition to the specific subset of characteristics that make up our Good Driver profile.

Category All Profile Characteristics Good Driver Profile
Gender Male, Female Male
Age 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 35, 45, 55, 65 45
Marital Status Single, Married Single
Teenage Driver Included on Policy No, Yes No
Driving Record Clean, One Speeding Ticket, One At-Fault Accident, One DUI, Suspended License, Open Container, Red Light Infraction, Reckless Driving, One Not At-Fault Accident Clean
Miles Driven Per Year 7,500 Miles, 15,000 Miles, 20,000 Miles 15,000 Miles
Coverage Level Minimum, Standard, Full Minimum
Discounts None, Multi-Policy, Homeowner, Student None
Credit Level Poor, Good Good
Filings None, SR22, FR44 None
Car Sedan, Minivan, SUV, Coupe, Truck Sedan

WalletHub ’ s psychoanalysis of cheap cable car policy companies in Massachusetts is based on data from the Massachusetts DMV and Quadrant Information Services. together with that data, WalletHub used the characteristics listed below to create 40 different driver profiles designed to identify the cheapest car indemnity companies for Massachusetts drivers in a solicitation of key categories. For each profile, WalletHub compared quotes among top Massachusetts car policy companies by averaging premiums from 32 slide fastener codes that represent at least 20 % of Massachusetts ‘s population. Military-specific companies like USAA were only considered for the military-specific category, due to their eligibility restrictions. In some cases, they may still be the best option overall for eligible drivers.In the table below, you can see all of the profile characteristics that were used in WalletHub ’ randomness analysis, in accession to the specific subset of characteristics that make up our good Driver profile .

  • Minimum Coverage: Coverage requirements of $20,000 in bodily injury liability per person, $40,000 in bodily injury liability per accident, $5,000 in property damage liability per accident, as well as $20,000 in uninsured motorist coverage per person, $40,000 in uninsured motorist coverage per accident and $8,000 personal injury protection, as required by Massachusetts’s minimum coverage requirements.
  • Standard Coverage: Coverage levels of 50k/100k/25k of liability coverage, 50k/100k/25k of uninsured motorist coverage and $8,000 personal injury protection.
  • Full Coverage: Coverage levels of 100k/300k/50k of liability coverage, 100k/300k/50k of uninsured motorist coverage, collision and comprehensive coverage with a $500 deductible and $8,000 personal injury protection.
  • Sedan: 2018 Toyota Camry.
  • Minivan: 2018 Dodge Grand Caravan.
  • SUV: 2018 Toyota RAV4.
  • Coupe: 2018 Ford Mustang.
  • Truck: 2018 Ford F-150.

Where driver profiles are not specified, WalletHub averaged Massachusetts insurance quotes across 40 different driver profiles, using the above variables. Quote information is from Quadrant Information Services and is representative only. Individual rates will be different.

Below are extra details regarding the terminology and specific characteristics of the variables in the above postpone : Where driver profiles are not specified, WalletHub averaged Massachusetts policy quotes across 40 unlike driver profiles, using the above variables. Quote information is from Quadrant Information Services and is congressman only. individual rates will be different .

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