Cheap Car Insurance in Colorado for 2022 – NerdWallet
Cheap Car Insurance in Colorado for 2022 – NerdWallet

Cheap Car Insurance in Colorado for 2022 – NerdWallet

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car policy is an crucial leverage, but finding cheap car insurance in Colorado international relations and security network ’ t always easy. That ’ mho why it ’ second authoritative to compare rates from multiple insurers. The average cost of full coverage car insurance in Colorado is $ 1,950 per year, or about $ 162 per month, according to NerdWallet ’ s analysis. minimal coverage in Colorado is $ 512 per year on average, but we found you can probably get a cheaper policy. For case, American National offers the cheapest rates in Colorado at $ 197 per year, on median, for minimum coverage car policy for a 35-year-old driver with a clean drive record. Looking for the cheapest car policy in your city ? NerdWallet analyzed car indemnity rates in some of the largest Colorado cities, including : Why you can trust NerdWallet : Our writers and editors follow hard-and-fast editorial guidelines to ensure paleness and accuracy in our publish and datum analyses. You can trust the prices we show you because our data analysts take rigorous measures to eliminate outliers and inaccuracies in pricing data, which include rates from every venue in the area where coverage is offered and data is available. When comparing rates for different coverage amounts, ages and backgrounds, we change entirely one variable at a time, so you can easily see how each factor affects price.

Cheapest car policy company overall in Colorado
American National $ 63/month

3.0 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple data points for each fiscal merchandise and service . NerdWallet rate

Cheapest for minimum coverage
American National $ 16/month

3.0 NerdWallet ‘s ratings are determined by our editorial team. The scoring formulas take into account multiple datum points for each fiscal product and service . NerdWallet rat

Cheapest for young drivers
American National $ 119/month

3.0 NerdWallet ‘s ratings are determined by our column team. The scoring formulas take into account multiple datum points for each fiscal product and service . NerdWallet rate

Cheapest for drivers with inadequate credit
Geico $ 63/month

4.5 NerdWallet ‘s ratings are determined by our editorial team. The scoring formulas take into report multiple data points for each fiscal product and servicing . NerdWallet rate

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How we chose the cheapest companies in Colorado

NerdWallet ’ s column team analyzed car indemnity rates from 16 car insurers in Colorado and found the five cheapest options for drivers in respective age brackets and with different histories, all driving a 2019 Toyota Camry L. For minimum coverage, we looked at rates that reflect the minimum requirements in Colorado. For full coverage, we used the below coverage limits :

  • $ 100,000 bodily injury liability per person .
  • $ 300,000 bodily injury liability per accident .
  • $ 50,000 property damage liability per accident .
  • $ 100,000 uninsured motorist coverage per person .
  • $ 300,000 uninsured motorist coverage per accident .
  • Collision coverage with a $ 1,000 deductible .
  • comprehensive coverage with a $ 1,000 deductible .

Cheapest for 20-year-old drivers

Drivers in their 20s may have to get a fortune of quotes to find the best cheap cable car policy. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road. distillery, some companies routinely have better policy rates for young drivers, so it ‘s best to shop around to find them.

Cheapest full coverage car insurance in Colorado for 20-year-olds

Drivers in Colorado with fairly drive records may want to consider the stick to companies, which had the lowest modal rates :

  1. american National : $ 1,432 per class, or about $ 119 per month .
  2. Geico : $ 1,520 per year, or about $ 127 per calendar month .
  3. Colorado Farm Bureau : $ 2,262 per year, or about $ 188 per month .
  4. state grow : $ 2,752 per year, or about $ 229 per month .
  5. Esurance : $ 2,858 per year, or about $ 238 per month .

Cheapest minimum coverage car insurance in Colorado for 20-year-olds

Drivers in Colorado who want equitable the submit minimal coverage may want to check with these companies, which had the lowest average rates :

  1. Geico : $ 402 per year, or about $ 34 per month .
  2. american National : $ 447 per year, or about $ 37 per month .
  3. Colorado Farm Bureau : $ 674 per year, or about $ 56 per month .
  4. country farm : $ 873 per year, or about $ 73 per month .
  5. Grange Insurance Association : $ 940 per year, or about $ 78 per month .

Cheapest auto insurance in Colorado for 20-year-olds with poor credit

Drivers with poor people recognition in Colorado should look at the following insurers with the lowest average rates for minimal coverage :

  1. Geico : $ 559 per year, or about $ 47 per calendar month .
  2. Colorado Farm Bureau : $ 1,219 per year, or about $ 102 per calendar month .
  3. Grange Insurance Association : $ 1,256 per class, or about $ 105 per month .
  4. Allstate : $ 1,342 per class, or about $ 112 per calendar month .
  5. american National : $ 1,504 per class, or about $ 125 per calendar month .

Cheapest auto insurance in Colorado for 20-year-old drivers with one at-fault crash

For drivers with a late accident in Colorado, here are the companies with the lowest average rates for minimum coverage :

  1. american National : $ 631 per year, or about $ 53 per month .
  2. Geico : $ 631 per year, or about $ 53 per calendar month .
  3. Colorado Farm Bureau : $ 835 per year, or about $ 70 per month .
  4. american Family : $ 956 per year, or about $ 80 per calendar month .
  5. state farm : $ 1,236 per year, or about $ 103 per calendar month .

Cheapest auto insurance in Colorado for 20-year-old drivers after a DUI

The cheapest car insurance we found after a DUI is shown here, alongside the insurers ‘ average rates for minimum coverage .

  1. american National : $ 731 per year, or about $ 61 per calendar month .
  2. Geico : $ 760 per year, or about $ 63 per month .
  3. Colorado Farm Bureau : $ 971 per year, or about $ 81 per month .
  4. american Family : $ 1,077 per class, or about $ 90 per calendar month .
  5. Esurance : $ 1,222 per year, or about $ 102 per month .

Cheapest for 30-year-old drivers

By the time they reach their 30s, most drivers will enjoy cheaper car indemnity rates than in their teens and 20s. still, factors like a person ’ randomness drive read and car make and model can increase prices. Drivers in their 30s can get lower rates by shopping round and taking advantage of any car policy discounts.

Cheapest full coverage car insurance in Colorado for 30-year-olds

Drivers in Colorado with clean drive records may get the lowest rates from these companies :

  1. american english National : $ 789 per year, or about $ 66 per calendar month .
  2. Geico : $ 958 per class, or about $ 80 per calendar month .
  3. Esurance : $ 1,140 per year, or about $ 95 per month .
  4. state farm : $ 1,437 per year, or about $ 120 per calendar month .
  5. Colorado Farm Bureau : $ 1,673 per class, or about $ 139 per month .

Cheapest minimum coverage car insurance in Colorado for 30-year-olds

Drivers in Colorado who want their state ‘s minimum coverage can check with the following companies, which had the lowest median rates :

  1. american english National : $ 202 per year, or about $ 17 per month .
  2. Geico : $ 241 per year, or about $ 20 per calendar month .
  3. Grange Insurance Association : $ 282 per year, or about $ 24 per calendar month .
  4. state farm : $ 382 per year, or about $ 32 per month .
  5. Colorado Farm Bureau : $ 386 per year, or about $ 32 per month .

Cheapest auto insurance in Colorado for 30-year-olds with poor credit

Drivers with hapless credit in Colorado should consider the following companies with the lowest average rates for full coverage :

  1. Geico : $ 1,417 per class, or about $ 118 per month .
  2. Esurance : $ 2,090 per year, or about $ 174 per calendar month .
  3. Grange Insurance Association : $ 2,359 per year, or about $ 197 per calendar month .
  4. american National : $ 2,655 per class, or about $ 221 per month .
  5. state farm : $ 2,776 per class, or about $ 231 per calendar month .

Cheapest auto insurance in Colorado for 30-year-old drivers with one at-fault crash

For drivers in Colorado with a late accident, here are the lowest average rate options for wax coverage :

  1. american National : $ 1,017 per year, or about $ 85 per month .
  2. Geico : $ 1,682 per year, or about $ 140 per month .
  3. state grow : $ 1,862 per class, or about $ 155 per month .
  4. Colorado Farm Bureau : $ 2,020 per year, or about $ 168 per month .
  5. Esurance : $ 2,226 per class, or about $ 186 per calendar month .

Cheapest auto insurance in Colorado for 30-year-old drivers after a DUI

For the cheapest car insurance after a DUI, we found the following options for full moon coverage .

  1. american english National : $ 1,139 per year, or about $ 95 per month .
  2. Geico : $ 1,892 per year, or about $ 158 per month .
  3. Esurance : $ 1,930 per year, or about $ 161 per calendar month .
  4. Colorado Farm Bureau : $ 1,981 per year, or about $ 165 per calendar month .
  5. state farm : $ 2,201 per class, or about $ 183 per month .

See what you could save on car insurance

easily compare personalized rates to see how much switch car indemnity could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest for 40-year-old drivers

Drivers in their 40s tend to have better policy rates than their younger counterparts on average, but still pay more than older historic period groups. Shopping around for brassy car indemnity quotes with multiple insurers is the best way to find lower rates. good drivers who don ’ thymine bring behind the wheel frequently might want to consider pay-per-mile policy, which charges drivers by how many miles they drive.

Cheapest full coverage car insurance in Colorado for 40-year-olds

Drivers in Colorado with clean and jerk driving records may want to think about the follow companies, which had the lowest average rates :

  1. american National : $ 709 per year, or about $ 59 per calendar month .
  2. Geico : $ 949 per year, or about $ 79 per calendar month .
  3. Esurance : $ 1,071 per year, or about $ 89 per calendar month .
  4. state farm : $ 1,402 per class, or about $ 117 per calendar month .
  5. Colorado Farm Bureau : $ 1,449 per class, or about $ 121 per calendar month .

Cheapest minimum coverage car insurance in Colorado for 40-year-olds

Drivers in Colorado who want equitable the minimum coverage may want to check prices from these companies, which had the lowest modal rates :

  1. american National : $ 192 per year, or about $ 16 per calendar month .
  2. Geico : $ 239 per year, or about $ 20 per calendar month .
  3. Grange Insurance Association : $ 287 per year, or about $ 24 per month .
  4. Colorado Farm Bureau : $ 295 per year, or about $ 25 per month .
  5. country farm : $ 386 per year, or about $ 32 per month .

Cheapest auto insurance in Colorado for 40-year-olds with poor credit

Drivers with poor people accredit in Colorado can check out the following insurers with the lowest average rates for full coverage :

  1. Geico : $ 1,402 per year, or about $ 117 per month .
  2. Esurance : $ 1,948 per year, or about $ 162 per month .
  3. american National : $ 2,383 per year, or about $ 199 per calendar month .
  4. Grange Insurance Association : $ 2,388 per year, or about $ 199 per calendar month .
  5. state farm : $ 2,719 per class, or about $ 227 per calendar month .

Cheapest auto insurance in Colorado for 40-year-old drivers with one at-fault crash

For drivers with a holocene accident surviving in Colorado, here are the companies with the lowest average rates for broad coverage :

  1. american National : $ 905 per year, or about $ 75 per month .
  2. Geico : $ 1,653 per year, or about $ 138 per calendar month .
  3. Colorado Farm Bureau : $ 1,732 per year, or about $ 144 per calendar month .
  4. state grow : $ 1,824 per class, or about $ 152 per month .
  5. Esurance : $ 2,114 per year, or about $ 176 per calendar month .

Cheapest auto insurance in Colorado for 40-year-old drivers after a DUI

The cheapest full coverage car indemnity we found for drivers with a DUI came from the following companies .

  1. american National : $ 1,012 per class, or about $ 84 per calendar month .
  2. Colorado Farm Bureau : $ 1,680 per year, or about $ 140 per month .
  3. Esurance : $ 1,818 per year, or about $ 152 per calendar month .
  4. Geico : $ 1,883 per class, or about $ 157 per month .
  5. state farm : $ 2,153 per year, or about $ 179 per month .

Cheapest for 50-year-old drivers

Drivers in their 50s have cheaper car indemnity rates than most other old age groups on average. Prices will continue to drop as they inch toward their 60s and gain more drive experience. Rates can still vary depending on early factors such as a driver ’ second sex and localization, so it ’ mho chic to shop around to find the best rate. Our tilt of bum cable car policy companies is a good position to start.

Cheapest full coverage car insurance in Colorado for 50-year-olds

Drivers in Colorado with clean drive records may want to get quotes from these insurers, which had the lowest average rates :

  1. american National : $ 684 per year, or about $ 57 per month .
  2. Geico : $ 963 per year, or about $ 80 per calendar month .
  3. Esurance : $ 1,038 per year, or about $ 86 per month .
  4. country farm : $ 1,361 per year, or about $ 113 per month .
  5. Colorado Farm Bureau : $ 1,392 per year, or about $ 116 per month .

Cheapest minimum coverage car insurance in Colorado for 50-year-olds

Drivers in Colorado who opt for the state minimal coverage may want to consider the follow companies, with the lowest average rates :

  1. american english National : $ 180 per year, or about $ 15 per calendar month .
  2. Geico : $ 246 per class, or about $ 20 per calendar month .
  3. Grange Insurance Association : $ 257 per class, or about $ 21 per month .
  4. Colorado Farm Bureau : $ 283 per year, or about $ 24 per month .
  5. state farm : $ 384 per year, or about $ 32 per calendar month .

Cheapest auto insurance in Colorado for 50-year-olds with poor credit

Drivers with poor credit in Colorado can check with the following companies, which showed the lowest average rates for full coverage :

  1. Geico : $ 1,423 per year, or about $ 119 per month .
  2. Esurance : $ 1,829 per class, or about $ 152 per calendar month .
  3. Grange Insurance Association : $ 2,153 per year, or about $ 179 per month .
  4. american english National : $ 2,300 per year, or about $ 192 per calendar month .
  5. submit farm : $ 2,620 per class, or about $ 218 per calendar month .

Cheapest auto insurance in Colorado for 50-year-old drivers with one at-fault crash

For drivers living in Colorado with a late accident, here are the insurers with the lowest average wax coverage rates :

  1. american National : $ 871 per class, or about $ 73 per month .
  2. Colorado Farm Bureau : $ 1,657 per class, or about $ 138 per calendar month .
  3. state grow : $ 1,779 per year, or about $ 148 per calendar month .
  4. Geico : $ 1,890 per year, or about $ 158 per month .
  5. Esurance : $ 2,088 per class, or about $ 174 per month .

Cheapest auto insurance in Colorado for 50-year-old drivers after a DUI

The cheapest car indemnity we found for drivers with a holocene DUI comes from the following companies, listed with rates for full moon coverage .

  1. american english National : $ 973 per year, or about $ 81 per month .
  2. Colorado Farm Bureau : $ 1,606 per year, or about $ 134 per month .
  3. Esurance : $ 1,782 per class, or about $ 148 per calendar month .
  4. Geico : $ 2,069 per class, or about $ 172 per month .
  5. state farm : $ 2,099 per year, or about $ 175 per calendar month .

See what you could save on car insurance

well compare personalized rates to see how much switch car indemnity could save you.

ZIP Code

GET MY RATES Get started on Insure.com

Cheapest for 60-year-old drivers

Although 60-year-olds have cheaper car policy rates than many early historic period groups on average, prices will start increasing as they get older. To find brassy car insurance for seniors, drivers in their 60s should make certain to shop around to find the best rate. Drivers in this age group should besides take advantage of any available discounts for elder citizens.

Cheapest full coverage car insurance in Colorado for 60-year-olds

Drivers in Colorado with scavenge drive records may want to think about getting quotes from these companies, which had the lowest average rates :

  1. american National : $ 626 per year, or about $ 52 per calendar month .
  2. Esurance : $ 1,005 per year, or about $ 84 per calendar month .
  3. Geico : $ 1,006 per class, or about $ 84 per calendar month .
  4. state farm : $ 1,281 per year, or about $ 107 per month .
  5. Colorado Farm Bureau : $ 1,461 per year, or about $ 122 per calendar month .

Cheapest minimum coverage car insurance in Colorado for 60-year-olds

Drivers in Colorado who want barely the state of matter minimal coverage may want to check with these insurers, which had the lowest average rates :

  1. american National : $ 173 per class, or about $ 14 per calendar month .
  2. Geico : $ 262 per class, or about $ 22 per month .
  3. Grange Insurance Association : $ 265 per year, or about $ 22 per calendar month .
  4. Colorado Farm Bureau : $ 330 per year, or about $ 28 per calendar month .
  5. state grow : $ 363 per year, or about $ 30 per month .

Cheapest auto insurance in Colorado for 60-year-olds with poor credit

Drivers with poor credit in Colorado can look at the following companies with the lowest average rates for fully coverage :

  1. Geico : $ 1,490 per year, or about $ 124 per month .
  2. Esurance : $ 1,762 per year, or about $ 147 per month .
  3. american National : $ 2,103 per year, or about $ 175 per month .
  4. Grange Insurance Association : $ 2,222 per year, or about $ 185 per month .
  5. state of matter farm : $ 2,470 per year, or about $ 206 per calendar month .

Cheapest auto insurance in Colorado for 60-year-old drivers with one at-fault crash

For drivers with a late accident life in Colorado, here are the companies with the lowest average rates for fully coverage :

  1. american english National : $ 801 per year, or about $ 67 per calendar month .
  2. state grow : $ 1,662 per year, or about $ 138 per calendar month .
  3. Colorado Farm Bureau : $ 1,745 per year, or about $ 145 per calendar month .
  4. Geico : $ 2,012 per year, or about $ 168 per month .
  5. Esurance : $ 2,035 per year, or about $ 170 per calendar month .

Cheapest auto insurance in Colorado for 60-year-old drivers after a DUI

The cheapest car insurance we found after a DUI came from the following companies, shown with their average rates for wax coverage .

  1. american National : $ 896 per year, or about $ 75 per calendar month .
  2. Colorado Farm Bureau : $ 1,706 per year, or about $ 142 per month .
  3. Esurance : $ 1,729 per class, or about $ 144 per calendar month .
  4. state farm : $ 1,979 per year, or about $ 165 per month .
  5. Geico : $ 2,024 per year, or about $ 169 per month .

Cheapest car insurance for military families

If you ‘re an active penis of the military or a veteran — or have an contiguous syndicate member who is — chances are you ‘ll get a relatively brassy rate with USAA, a company that is n’t available to the general public. Because of that restriction, USAA is n’t ranked with the others, but it was among the cheapest five car policy options for 36 of the 48 driver profiles we examined.

Minimum auto insurance limits required in Colorado

Colorado drivers are required to carry liability insurance, which helps pay for others ‘ injuries or place wrong if you ‘re creditworthy for a crash. The minimal coverage levels you must buy in Colorado are :

  • $ 25,000 bodily injury liability per person .
  • $ 50,000 bodily injury liability per accident .
  • $ 15,000 property price liability per accident .

indebtedness car indemnity covers the cost of any damage, injuries or deaths you cause in a car accident, up to your policy ’ sulfur predefined limits. But it ’ south often best to buy more than the publicize minimum to avoid being left vulnerable to lawsuits or major accident bills. You besides want to consider other coverage types such as collision and comprehensive, which pay for damage to or larceny of your own car. Check out NerdWallet ‘s guide to state car indemnity requirements.

Alternative car insurance in Colorado

Colorado drivers who can ’ metric ton get coverage on the open market because of past crashes or other factors can apply for coverage through the Colorado Motor Vehicle Plan. For more assistant finding Colorado car policy at the most competitive price, try NerdWallet ’ s comparison shopping joyride .

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