Compare the Cheapest Car Insurance Quotes in Knoxville, TN
Compare the Cheapest Car Insurance Quotes in Knoxville, TN

Compare the Cheapest Car Insurance Quotes in Knoxville, TN

GEICO offers the cheapest car indemnity overall in Knoxville a well as the cheapest state of matter minimum policy. For drivers with a accelerate ticket, Erie provides the most low-cost insurance. Drivers who are veterans or hush serving in the armed forces may find USAA to be the best choice in most instances. MoneyGeek besides scored the best overall insurance companies based on their libra of affordability and customer service. Erie scored highest in our analysis .iconribbon best car insurance

Knoxville 2022

The Cheapest and Best Car Insurance in Knoxville

The Cheapest Car Insurance Companies in Knoxville

When it comes to full coverage policies in Knoxville, the cheapest indemnity companies are :

  • GEICO: $623 per year
  • Erie: $673 per year

USAA offers the bum insurance for drivers from military families with policies that cost an average of $ 572 per year. Travelers has the most expensive wax coverage policy in Knoxville, with an annual premium of $ 935. Their policy costs 50 % more than the same one at GEICO. Comprehensive and collision policy are normally included in full coverage policies. This is in addition to liability indemnity that all drivers must have as per Tennessee state of matter laws .

Cheapest Car Insurance in Knoxville

Full Coverage 100/300/100

  • company 100/300/100

    per year

  • 1 .USAA

    $572

  • 2 .GEICO

    $623

  • 3 .Erie

    $673

  • 4 .State Farm

    $676

  • 5 .Progressive

    $753

  • 6. Tennessee Farmers

    $823

  • 7 .Nationwide

    $842

  • 8 .Farmers

    $850

  • 9 .MetLife

    $902

  • 10 .Allstate

    $930

  • 11 .Travelers

    $935

MoneyGeek compared full coverage policies from multiple providers in Knoxville for a 40-year-old male driver based on our methodology. A full-coverage policy is more expensive than liability-only because it has comprehensive and collision policy, which offers more protective covering as follows :

  • Comprehensive Insurance: When your vehicle is damaged due to a non-accident event such as vandalism or a natural calamity, this type of insurance pays for the damage or loss.
  • Collision Insurance: If you are involved in an accident with another vehicle or a stationary object, your collision insurance comes into effect.

Some drivers with older cars prefer a department of state minimal policy or liability-only policy. The reason is that full moon coverage insurance premiums can wind up being more than your vehicle ’ mho surrogate value .

Compare Car Insurance Rates in Knoxville

guarantee you ‘re getting the best rate for your car policy. Compare quotes from the top policy companies. widget-location-pinInsurance Rates

Cheapest Car Insurance in Knoxville for Minimum Coverage

A policy that meets the express ’ second minimum requirements is the most low-cost choice in Knoxville. The cheapest cable car insurance in the city is :

  • GEICO: $296 per year
  • Tennessee Farmers: $304 per year

At $ 301 per class, USAA is the second brassy choice, but it is entirely for current and former members of the military and their families. Allstate, on the early hand, is the most expensive insurance company in Knoxville for country minimum liability-only indemnity at $ 517 per annum. That ’ s $ 221 more than GEICO charges for the same coverage. Unlike fully coverage policies, minimal coverage does not include comprehensive and collision insurance. The liability limits in these policies are besides humble. You can, of course, choose higher liability limits than the express ’ randomness minimum requirements. Use the table below to see how a lot higher liability indemnity will cost you in Knoxville .

READ MORE  What Is the 2022 Gift Tax Limit?
Cheapest Minimum Liability Car Insurance in Knoxville

submit Minimum

  • ship’s company State Minimum

    per year

  • 1 .GEICO

    $296

  • 2 .USAA

    $301

  • 3. Tennessee Farmers

    $304

  • 4 .Erie

    $321

  • 5 .State Farm

    $322

  • 6 .Progressive

    $347

  • 7 .Nationwide

    $381

  • 8 .Farmers

    $426

  • 9 .Travelers

    $458

  • 10 .MetLife

    $503

  • 11 .Allstate

    $517

Choosing a state of matter minimal policy of 25/50/15 is the best option if you are looking to minimize your policy costs, but you must keep in heed that this could lead to extensive out-of-pocket expenses if you ’ re in an accident. For exemplify, if you ’ re in an at-fault accident and the early driver racks up $ 50,000 in aesculapian bills, your insurance company covers you up to $ 25,000 per person. The amateur total of $ 25,000, in this case, is your duty to pay .

Tennessee Minimum Liability Requirements

  • item description
  • Bodily Injury and Property Damage $ 25,000 per person, $ 50,000 per accident and $ 15,000 for property damage. A more protective level is 100/300/100 .

Cheapest Car Insurance in Knoxville if You Have Driving Violations

Drivers who have a history of violations such as DUIs, at-fault accidents, or speeding tickets in Knoxville will have higher policy premiums. The companies that provide the best cheap car insurance for such drivers are :

  • Cheapest after a ticket: Erie, $695 per year
  • Cheapest after an at-fault accident: State Farm, $801 per year
  • Cheapest after a DUI: State Farm, $738 per year

If you are from a military class and have a speed ticket on your commemorate, you may be able to get the cheapest indemnity in the city through USAA at $ 678 per class. Drivers with prior violations can reduce their premiums by improving their drive records over time. It ’ s a thoroughly idea in the meanwhile to get quotes from multiple insurers and see which one offers the best car policy rates for drivers with bad records .

Cheapest Car Insurance in Knoxville With a Violation

Speeding tag

  • party Speeding Ticket

    per year

  • 1 .USAA

    $678

  • 2 .Erie

    $695

  • 3 .GEICO

    $709

  • 4 .State Farm

    $738

  • 5. Tennessee Farmers

    $823

  • 6 .Nationwide

    $961

  • 7 .Progressive

    $983

  • 8 .Allstate

    $1,033

  • 9 .Farmers

    $1,087

  • 10 .Travelers

    $1,280

  • 11 .MetLife

    $1,318

Average Cost of Car Insurance in Knoxville

Knoxville

$801

Tennessee

$1,018

U.S.

$1,424

An average driver living in Knoxville pays $ 801 annually for car policy. however, rates may be higher or lower based on factors such as the driver ’ sulfur old age, miles drive per year and coverage level. The city ’ randomness average car policy rate is 21.3 % lower than the state average annual premium and closely 50 % lower than the United States ’ average annually agio of $ 1,424.

Personalized Quotes to Get You the Cheapest Car Insurance in Knoxville

In Knoxville, cable car policy providers base their annual premiums on factors such as the driver ’ south senesce, ZIP code, credit grudge and marital condition. How your circumstances change based on these factors affects the cost of your car policy policy. The best direction to find the cheapest rates and increase your chances of getting discounts and rebates is by comparing personalized quotes from different providers .

Compare Car Insurance Rates in Knoxville

guarantee you ‘re getting the best rate for your car insurance. Compare quotes from the top indemnity companies. widget-location-pin

The Best Car Insurance Companies in Knoxville

Using a unique score system, MoneyGeek ranked the best policy companies in Knoxville for drivers looking for a proportion of good customer service and affordability. The top two are :

  • Erie: MoneyGeek score of 93 out of 100
  • Auto-Owners Insurance Co: MoneyGeek score of 90 out of 100
READ MORE  Civilization V: Brave New World - Wikipedia

For members of the military and their families, USAA is the best option as it scored highest in our evaluation with a score of 95 out of 100. We did not include the insurance company on our number as it does not sell car insurance to civilians. Among other criteria, MoneyGeek calculated these scores using J. D. Power ’ mho analysis that considered price, customer satisfaction and the insurance company ’ s fiscal stability .
1

USAA

score :

95

4/5 Affordability 5/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 2

Erie

score :

92.5

4/5

Affordability 5/5 Claims Ratings 4/5 User Satisfaction A+ fiscal constancy 3

Auto-Owners Insurance Co

seduce :

90

4/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A++ fiscal stability 4

GEICO

score :

85

3/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A++ fiscal constancy 5

State Farm

score :

82.5

3/5 Affordability 3/5 Claims Ratings 4/5 User Satisfaction A fiscal constancy 6

Nationwide

grudge :

80

2/5 Affordability 3/5 Claims Ratings 3/5 User Satisfaction A+ fiscal stability 7

Travelers

score :

80

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A++ fiscal stability 8

MetLife

score :

80

3/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 9

Safeco

score :

77.5

3/5 Affordability 2/5 Claims Ratings 3/5 User Satisfaction A fiscal constancy 10

Progressive

grudge :

77.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal constancy 11

Allstate

score :

75

2/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A+ fiscal stability 12

Liberty Mutual

sexual conquest :

75

2/5 Affordability 3/5 Claims Ratings 2/5 User Satisfaction A fiscal constancy 13

National General

score :

72.5

3/5 Affordability 2/5 Claims Ratings 2/5 User Satisfaction A- fiscal stability

Average Cost of Car Insurance by Postal Code

Where you live can impact the cost of your cable car policy. Drivers who live in the 37918 ZIP code — the least expensive — pay $ 795 on average for car indemnity. Drivers in the most expensive ZIP code — 37920 — pay $ 11 more per year, for a entire of $ 806 .

  • Zip Code State Minimum

    per year

  • 37918

    $795

  • 37920

    $806

Factors That Impact Insurance Costs in Knoxville

In summation to individual driver needs and history, location-specific factors like the pace of fatal accidents and the share of uninsured motorists besides contribute to cable car policy rates in Knoxville. How Knoxville ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs .accident2 icon Most Accidents With Fatalities

1st

/ 300handcuffs2 icon Most cable car Thefts

98th

/ 300uninsured icon Most uninsured Motorists by State

5th

/ 50insurance2 icon personal Injury Protection Required Norain icon Most annual rain

47th

/ 300umbrella icon Most showery Days

48th

/ 300

Methodology and Assumptions

MoneyGeek ’ mho average premium rates for Knoxville are based on 100/300/100 comprehensive collision coverage with a $ 1,000 deductible for a 40-year-old male driver. The modal driver profiled drives a 2010 Toyota Camry LE and has no tickets or accidents on their record. Additional premiums are added based on coverage type, placement and drive record. Learn more about MoneyGeek ’ s data and methodology hera. About the generator

expert-profileexpert-profile Mark Fitzpatrick is a elder content coach with MoneyGeek specializing in insurance. Mark has years of have analyzing the insurance market and creating original research and content. He graduated from Boston College with a Bachelor of Arts and Johns Hopkins University with a master of Arts .

source : https://aricantisp.com
Category : Accessories

Leave a Reply

Your email address will not be published.